South African Insurance Association

+27 11 726 5381

About Us



The South African Insurance Association (SAIA) is the representative body of the short-term insurance industry. It represents the industry to all relevant stakeholders to ensure a sustainable and dynamic industry. SAIA has 59 members, comprising all categories of short-term insurers, including reinsurers. Its members abide by the SAIA Code of Conduct, which ensures adherence to best-practice industry standards and self-regulation.


To promote and represent the interests of the short-term insurance industry, while leading and enhancing the efforts of the industry to become recognised and trusted as an important contributor to the South African economy and society.


  • To encourage fair and ethical treatment of short-term insurance customers
  • To favourably represent the short-term insurance industry in such a way that all stakeholders have trust and confidence in the industry
  • To create an environment in which industry members can share information, debate important and relevant issues, and create a common vision for the short-term insurance industry
  • To create opportunities for the industry and to embark on initiatives that will enhance its image and reputation amongst all stakeholders
  • To promote understanding of short-term insurance to all stakeholders
  • To promote awareness of the industry and its contributions to society and the South African economy

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MBR Certification

ar 2018


Underwriting at Claims Stage

Underwriting at Claims Stage Nov 02, 2018

The National Treasury recently raised concerns regarding the practice by insurers of verifying only at claims stage information provided by policyholders at the underwriting stage.

Response to the Medium-term budget policy statement: 2018

Response to the Medium-term budget policy statement: 2018 Nov 02, 2018

In what was probably one of the more anticipated Medium-term budget policy statements (MTBPS) new Minister of Finance, Mr. Tito Mboweni had several very challenging and complex matters to consider. These included high unemployment, national debt, corporate governance failures at some Government departments, especially at municipality level and at some State-owned enterprises (SOEs), as well as the risk of further down-grades of South Africa’s credit rating, to name a few.

The Draft Code of Conduct for Competition in the Automotive Aftermarket

The Draft Code of Conduct for Competition in the Automotive Aftermarket Nov 02, 2018

The Competition Commission commenced with advocacy work in the automotive aftermarket in 2016 to address complaints received by them regarding of the practices perceived as unfair. This resulted in the publication of a draft “code of conduct for competition in the automotive industry” in 2017.

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R80 million Spent on consumer ed.
35% Est. vehicles insured
R102.8 billion Gross written premium
56 Member companies